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Amazon Flex New York Insurance Requirements

Welcome to BizChoice portal. To become an Amazon Flex Delivery Partner in New York, state law requires each driver to have a commercial or business vehicle insurance policy that covers the pick-up and delivery of goods. This may include delivery of Amazon packages, alcohol, food and similar goods.



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Amazon Flex Insurance FAQs:

What auto insurance coverage am I required to have while delivering with Amazon Flex in New York? You must provide proof that your policy covers the following:
  • Bodily Injury - $25,000 person / $50,000 accident
  • Property Damage - $10,000
  • Uninsured/underinsured motorist - $25,000 person / $50,000 accident
  • Personal Injury Protection - $50,000
  • Your policy must cover the delivery of packages, alcohol, food from restaurants, grocery stores and similar goods.
  • Your policy must cover deliveries in Brooklyn, NY (some policies have radius restrictions)
  • Your policy must be valid during the time you are delivering with Amazon Flex.

What is commercial auto insurance?

Commercial auto insurance is required when you are using your car during the course of your work (such as deliveries). All other insurance types, including Personal Auto, will exclude coverage for use of your car while working as a business and earning income.

If you have any questions about commercial insurance, it is best that you contact your auto insurance company to verify information about your coverage.


What documents can I upload here to confirm I have the required coverage?

You need to upload a certificate of insurance (COI) and any applicable endorsement pages that confirm you have the required insurance to deliver packages, alcohol, food from restaurants, grocery stores and similar goods.


What if I don’t have commercial insurance?

There are many insurance carriers who offer commercial coverage and we encourage you to find the company and policy that works best for you. You will not be eligible to deliver with Amazon Flex until you have the required coverage. Feel free to reference Amazon Flex requirements when discussing with your insurance provider to ensure that you obtain the proper coverage. NY INSURANCE REQUIREMENTS


I uploaded information about my auto insurance. What next?

Thank you for uploading information about your auto insurance! It’s being reviewed and you’ll get a response from BizChoice within 1 day.